Health insurance is a very smart financial planning which may protect you from heavy medical expenses. Every individual on the planet gets hospitalised at least once in their lifetime, which results in heavy medical expenses. One may omit the risk of big financial burden by taking an appropriate health insurance.
In this article we will have a look at the top health insurance providing companies which provide very healthy benefits to the consumers.
UnitedHealth Group-
It is one of the leading health care providers in USA. Their mission is to help people live a quality life and make attractive innovations in medical field.
UnitedHealth Group basically offers four main plans.
1-Medicare Advantage Plan-
In this plan they offer multiple benefits including Dental benefits such as cleaning, fill-ups, crowns, extractions, etc.
They also cover over the counter (OTC) credits, under which one will get everyday health care products free of cost.
They offer hearing benefits which allows you to get yearly routine hearing tests free of cost.
They offer vision benefits which allows a consumer to get routine checkups of eyes and protect his eyesight free of cost.
2-Medicare Supplement Plan-
It offers various discounts like Dental discounts, Hearing discounts, Vision discount.
They also offer free gym membership.
3.Medicare prescription Plan-
It helps you to pay the prescribed drug cost.
4-Dual-Special Needs Plan.
It benefits the consumer in many ways including many extra benefits.
Allianz Care-
Allianz, a German-based company also provides insurance services ranging from €200-€800 per month. Being a German company, it is particularly strong in Europe, and the company ensures comprehensive coverage, including dental and vision plans. Allianz care is rated among the top health insurance providers. It is well known for providing international health insurance. The international health insurance of Allianz care is nothing less than a boon for the people who spend most of the time travelling around the globe. The plan covers emergency treatment, diagnosis and post-treatment care.
Aetna Health Insurance-
Aetna health insurance offers main type of health insurance depending on whether you are a resident of US or not. For non-residents of US Aetna provides Aetna international health insurance which provides 100 percent coverage to an outsider if that individual is eligible.
They offer no-cost treatment at every MinuteClinic across USA.
They offer special health insurance plans for students.
Ping An Insurance
Ping An Insurance is a Chinese health insurance provider company. The company offers plan starting from $150. The Company ensures to provide extensive healthcare coverage, including traditional Chinese medicine, as well as comprehensive accident and critical illness coverage. Additionally, it also provides digital health services through its Good Doctor platform.
CVS
Another American-based company known as CVS Health has been in the insurance-providing industry for a long time. Generally, its rates start from $240-$850 monthly, in which it provides benefits like a broad network of pharmacies and a focus on preventive care as well as digital tools for managing health and prescriptions.
Conclusion-
If you choose a right health insurance, then apparently you reduce your financial burden and get a better health benefit.
